BTL Mortgages
At Eynsham House, we understand that property investment can be a powerful way to build long-term wealth and generate consistent income. A Buy-to-Let (BTL) mortgage is designed specifically for individuals and businesses looking to purchase property that will be rented out, whether that’s a single flat, a portfolio of houses, or larger developments. With the right financing in place, you can enter the property market or expand your investments with confidence, knowing your mortgage is structured to support your goals.
BTL mortgages work differently from traditional residential mortgages. Instead of being assessed purely on your personal income, they are often evaluated based on the potential rental income of the property. This makes them an attractive option for investors who want to create reliable streams of revenue. At Eynsham House, we guide you through the process of understanding how lenders view your application, helping you present your case in the best possible way while ensuring the terms suit your financial strategy.
Tailored for Investors
Mortgages designed specifically for property rental opportunities.
Rental Income Focused
Eligibility often based on projected rental income, not just personal earnings.
Expert Guidance
Clear advice to help you choose the right mortgage for your investment goals.
A BTL mortgage is a type of loan designed for purchasing property that you intend to rent out to tenants.
Both individuals and limited companies can apply, though eligibility will depend on your financial circumstances and investment plans.
Lenders usually base their decision on the potential rental income of the property, rather than just your personal income.
Yes, first-time landlords can apply, although lending criteria may be stricter compared to experienced property investors.
BTL mortgages are often interest-only, repayment, or a combination, depending on your investment strategy.
By enabling you to build rental income and property equity over time, BTL mortgages can form a key part of a wealth-building strategy.
We know that every investor’s circumstances are unique. Some may be first-time landlords, while others manage extensive portfolios. That’s why our approach is built around flexibility and personalisation. We take the time to understand your financial situation, long-term objectives, and the type of property you’re investing in. With this knowledge, we can recommend the most suitable BTL mortgage options—whether that’s interest-only, repayment, or a mix of both—so your mortgage works in harmony with your broader investment plans.
Above all, our priority is to provide clarity and support. Navigating the property market can be complex, but with clear advice, transparent terms, and ongoing guidance, you can make informed decisions every step of the way. At Eynsham House, we believe a BTL mortgage is more than just a financial product—it’s a tool to help you achieve lasting financial growth, diversify your investments, and secure a more confident future.