Merchant Cash Advance
At Eynsham House, we understand that not every business fits neatly into traditional lending models. A Merchant Cash Advance (MCA) is designed specifically for businesses that generate regular card sales, offering a fast and flexible way to access working capital.
Instead of fixed monthly repayments, your advance is repaid through a percentage of your daily card transactions. This means repayments naturally rise and fall in line with your sales, giving you breathing space during quieter periods and aligning costs with your cash flow.
Fast Funding
Quick access to cash with a simple, streamlined process.
Flexible Repayments
Payments adjust automatically with your card sales.
Business-Friendly
Ideal for businesses with steady card revenue that need working capital.
It’s a financing option where you receive an upfront lump sum that is repaid through a percentage of your daily card sales.
Unlike fixed repayments, an MCA is tied to your sales volume, making it more flexible and easier to manage during slow periods.
Most advances are approved and released within just a few days, helping you act when opportunities or challenges arise.
It can be used for stock purchases, marketing campaigns, equipment upgrades, or covering unexpected costs.
Approval is based more on your card sales history than your credit rating, making it accessible for many businesses.
No—the advance is repaid automatically through card sales, so the duration depends on your business’s daily revenue.
An MCA can be particularly valuable if you need funds quickly—for example, to stock up on inventory, invest in marketing, or cover unexpected expenses. With minimal paperwork and a straightforward process, you can unlock the support you need without lengthy delays.
Above all, our focus is on keeping things clear and supportive. At Eynsham House, we make sure you understand the terms, repayments, and benefits from the very start, so you can move forward with confidence and keep your business thriving.