VAT Funding
For many businesses, VAT quarters represent one of the most significant and predictable pressures on working capital. A large VAT bill falling due at the wrong time can strain cash flow, restrict growth, and force difficult decisions about day-to-day operations. At Eynsham House, we provide VAT funding solutions that allow businesses to spread their VAT liability over manageable instalments, protecting working capital and keeping the business moving forward.
VAT funding is a straightforward and increasingly popular form of short-term finance. Rather than paying a lump sum to HMRC, a lender settles the VAT bill on your behalf and you repay the amount over a fixed term — typically three months, aligning with your next VAT quarter. The process is quick, the terms are transparent, and the facility can be arranged ahead of each quarterly payment with minimal administration.
Preserve Working Capital
Keep cash in the business where it is needed most, rather than paying large lump sums to HMRC each quarter.
Fast Turnaround
Funding can typically be arranged and settled ahead of your VAT due date, with a straightforward application process.
Flexible & Repeatable
Facilities can be renewed each quarter, giving your business a consistent and reliable way to manage VAT obligations.
VAT funding is suitable for businesses of all sizes and across most sectors. Whether you are a growing SME managing an increasing VAT liability, or an established business looking to optimise cash flow, this facility provides a simple and cost-effective solution. It is particularly valuable for businesses in property, construction, and professional services, where VAT bills can be substantial relative to available cash reserves.
At Eynsham House, we make the process as straightforward as possible. We work with a panel of specialist lenders to find the most competitive rates and terms for your situation, handle the application on your behalf, and ensure funds are in place before your payment deadline. Our goal is to remove the stress of quarterly VAT payments so you can focus on running and growing your business.